Xotic AI pricing: XOT tokens, the €24.99 plan and real media costs

Desk research: Xotic AI’s terms of service, privacy and underage policies, its public site and published 2026 reviews that read the logged-in plan guide and checkout, checked in September 2026. AI Companion Radar takes no money from any app and uses no affiliate links.

Xotic AI sells one subscription, called Ultimate, at €24.99 a month with 1,000 XOT tokens included, as reported from a logged-in European account in August 2026. XOT is the currency that pays for everything beyond ordinary chat: 50 XOT per image, 150 to 250 XOT per short video clip depending on the engine, 50 XOT per minute of voice call. On those rates the monthly allowance buys about 20 images, or four to six clips, or 20 minutes of calls, and not a mix of all three. Extra XOT comes in packs priced in dollars, from $19.99 for 2,200, and every payment is final under section 7 of the terms. Xotic AI (Radar score 6.4) publishes a more complete rate card than most adult companion apps, which is to its credit; the catch is the two-currency maths and the absence of a public pricing page. Below: every published number, three worked monthly bills, the refund wording and who the plan actually suits.

Xotic AI’s terms of service, which name Xotic Tech OÜ of Tallinn as the operator and set out the no-refund policy, September 2026.

Who runs Xotic AI and where the prices live

The terms name the operator as Xotic Tech OÜ, with a postal address in Tallinn, Estonia, under Estonian law. It sells only through its website; there is no App Store or Google Play version, so no store prices and no store refund route.

Xotic has no public pricing page. The address xotic.ai/pricing returned a 404 when we checked, and the plan guide and XOT rate card sit behind the 18+ gate and a login. Everything in this guide that is not in the terms therefore comes from reviewers who read the logged-in guide and checkout in August 2026, and is marked as reported. Prices were shown in euros to a European account; the Radar directory profile recorded $24.99 from US-facing reviews, so the display currency appears to follow the visitor, and the plan is the same either way.

The Ultimate plan and what it includes

There is one paid tier. Ultimate unlocks the media tools (images, video, voice and video-avatar calls), longer roleplay and the paid chat models, and deposits XOT into the account. The three billing terms, as reported in August 2026:

• Monthly: €24.99, with 1,000 XOT credited each month.

• Quarterly: €49.99 every three months (about €16.66 a month), with 3,000 XOT deposited up front and no monthly refresh.

• Yearly: €149.99 billed once (about €12.50 a month), with 12,000 XOT deposited up front.

The longer plans give the same 1,000 XOT a month, paid in advance, at a lower subscription price. Whether unused XOT from a yearly deposit expires is not published, and the terms are silent on token expiry. Section 6 says billing renews automatically until cancelled and describes cancellation inside Settings, under the Subscription tab, or by email to support.

Ordinary one-to-one chat costs 0 XOT on Ultimate. The exception, as reported, is a set of “Girlfriend Experience” catalogue profiles that charge 10 XOT per message sent, which drains an allowance quietly.

What XOT buys: the rate card

This is the table that matters. Rates come from Xotic’s logged-in guide as read by reviewers on 19 August 2026, and the third column is arithmetic on the monthly plan’s 1,000 XOT, not a test.

On the video rows: reviewers recorded the V1 clip as roughly 7.5 seconds in one reading and 5 in another, and Xotic’s guide says video cost “depends on the model and settings”. Treat 150 to 250 XOT as the range for an everyday clip and 500 for the top engine; the 15-second 4K clips in the marketing cost more, and no per-second rate is printed.

The pack column uses the one pack price reviewers saw: 2,200 XOT for $19.99, subscribers only, about $0.91 per 100 XOT. Packs are in dollars while the plan is in euros, so the euro cost of an action depends on your card’s exchange rate, and larger packs with better rates may exist but were not published where we could read them.

Xotic AI’s underage policy page, which sets the 18+ requirement that also gates the plan guide and rate card, September 2026.

Three worked monthly bills

These assume the monthly plan at €24.99 and the rates above. They are arithmetic, not a billing test, and they ignore tax, which the checkout adds for some countries.

Light user: chat plus a few pictures. Unlimited ordinary chat, 10 images (500 XOT) and two V1 clips (300 XOT) in a month come to 800 XOT, inside the allowance. Bill: €24.99. This is the user Ultimate is designed for, and at this level Xotic is simply an expensive chat subscription with a small media budget attached.

Medium user: a clip most days. Twenty images (1,000 XOT) and 15 V1 clips (2,250 XOT) need 3,250 XOT. The plan covers 1,000; the remaining 2,250 means buying two $19.99 packs (4,400 XOT), with change left over. Bill: €24.99 plus $39.98, or roughly €62 at autumn 2026 exchange rates. Note that you are now paying more for tokens than for the subscription.

Heavy user: video and calls. Forty images (2,000 XOT), ten V2 clips (2,500 XOT) and 20 minutes of voice calls (1,000 XOT) need 5,500 XOT, so 4,500 beyond the allowance, or three packs at $59.97 for 6,600 XOT. Bill: €24.99 plus $59.97, roughly €80. The yearly plan brings the subscription part down to about €12.50 a month but does nothing for the token part, which is where a heavy user’s money goes.

The headline €24.99 is the floor, not the price. Anyone who wants more than a couple of clips a week should budget for packs from the first month and check the in-account rate for the engine they intend to use.

The free tier

The free account allows five messages a day on the free chat model and one custom character, as reported. Images, video, calls and extended roleplay are Ultimate features and were locked in reviewers’ free accounts. The guide mentions a one-time welcome balance of 200 XOT, but with the tools locked it is unclear what it buys; earlier reviews described 10 free credits every 24 hours, bankable to 30, and we could not reconcile the two. The free tier is a chat sample, not a way to test the media you would be paying for.

Refunds: the terms say never

Section 7 of the terms, titled No Refund Policy, is unusually blunt. All subscription fees, XOT purchases and other payments are final. No refund is given for unused subscription time whether the plan is monthly, quarterly or annual, and the clause lists the cases it covers: early cancellation, dissatisfaction, suspension for violations, purchase by mistake or a change of mind, and inability to use the service for personal reasons. XOT purchases cannot be refunded, exchanged for cash or transferred. Section 7.4 adds that if Xotic changes or discontinues features or pricing, no refund follows. Section 7.5 warns that chargebacks for authorised purchases may lead to suspension.

Reviewers reported that a billing FAQ inside the account says requests are reviewed case by case, which is softer than the terms. Count on the terms. Consumer law may give you rights the terms cannot remove, but pursuing them against an Estonian company over €24.99 is impractical, which is a reason to buy one month before a year. Cancelling is free and access runs to the end of the paid period.

For comparison, several competitors publish a window of some kind: Candy AI allows 24 hours if 20 or fewer tokens were used, OurDream AI refunds annual plans in part, and Dondi AI gives 24 hours with minimal use. Nomi and Kindroid, like Xotic, say all sales are final. See our adult-friendly apps ranking for how the policies compare side by side.

Xotic AI’s privacy policy, which names no regulation and does not say whether chat logs are used for training, September 2026.

How Xotic’s token clarity compares

Credit where it is due: Xotic prints a per-action rate for images, each video engine, calls and speech, ahead of the many adult apps that call media “included” and meter it afterwards. It falls short above the rate card: no public pricing page, plan and packs in different currencies, no stated token expiry, and video priced per clip with an unprinted dependence on length and resolution.

The clearer model in this category is to price video per second, per engine, in the same currency as the plan, on a page you can read before signing up; MyBabes does exactly that for its eight named engines (from 3 tokens a second on its €14.99 Premium plan, with images at 4 tokens and packs that never expire), though it has no voice calls at all, which Xotic does. Among apps with voice, Kindroid publishes its audio and video-call credit rates in a public help centre. Xotic’s information exists; it is simply behind a login. If you are choosing on media value rather than voice, our video generation and image generation rankings weigh the published rates.

Who the €24.99 plan suits

• Good fit: someone who wants adult chat with real-time voice calls and an occasional clip or picture, will stay inside 1,000 XOT, and is content to pay monthly. The rate card is honest about what each extra costs.

• Poor fit: anyone who wants video as the main activity. Four to six clips a month on the plan, then $19.99 per 2,200 XOT, is expensive against apps that bundle more media or price it per second.

• Poor fit: anyone who wants a refund safety net or a cheap month to try the media. The free tier does not open the tools, and the first paid month cannot be refunded.

• Think twice about the year: €149.99 up front, 12,000 XOT deposited at once, no stated expiry rule and no refund in any circumstance is a lot of trust to extend before buying a single month.

Questions people ask

How much does Xotic AI cost per month?

The Ultimate plan is €24.99 a month with 1,000 XOT included, as reported in August 2026; €49.99 a quarter or €149.99 a year bring the monthly equivalent down to about €16.66 and €12.50. Extra XOT packs start at $19.99 for 2,200. US-facing reviews recorded the monthly price as $24.99.

What are XOT tokens on Xotic AI?

XOT is Xotic’s in-app currency. Paid plans deposit 1,000 XOT a month and XOT pays for images (50 each), video clips (150 to 500 by engine), voice calls (50 a minute), video-avatar calls (250 a minute), speech and certain premium chat profiles. The terms say XOT cannot be refunded, exchanged for cash or transferred.

How much does a video cost on Xotic AI?

150 XOT on the V1 engine, 250 on V2 and 500 on V3 for a clip of about five seconds, as reported from the in-account guide. At pack rates that is roughly $1.36, $2.27 and $4.54 a clip. Longer or higher-resolution clips cost more and the per-second rate is not printed.

Is Xotic AI free?

There is a free account with about five messages a day on the free model and one custom character. Images, video, voice and extended roleplay need the Ultimate plan. A one-time welcome XOT balance has been reported but the tools it would buy are locked on free accounts.

Does Xotic AI give refunds?

Not under its terms. Section 7 makes all subscriptions and XOT purchases final, including early cancellation, dissatisfaction and purchases made by mistake. A billing FAQ reportedly says requests are reviewed case by case, but the terms are the binding document. Cancelling is free and access continues to the end of the period.

How do I cancel Xotic AI?

Log in, open Settings from your profile icon, select the Subscription tab, click Cancel Subscription in the Billing Information section and confirm with Yes, Cancel. You can also email support from your account address. Renewals stop; the current period is not refunded.